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LONDON — Appareil is the new name for a new health insurance product that lets health insurance companies sell health plans with no out-of-pocket costs for low-income individuals.

In an interview with Politico, Appareil CEO Kevin Egan said he expects the product to be available to consumers by the end of 2018.

“Appareils main goal is to allow people to make their own health care decisions,” Egan told Politico.

Apparel giant ApparelLab launched Appareils new product in early 2018.

Apparels new app allows for cheaper, faster and better health insurance, and also allows companies to offer plans to employees without raising deductibles or co-pays.

Apparel Lab founder and CEO David Aylmer, who also founded Apparell, said the new product is a “game changer” because it allows for consumers to choose the best health insurance plan for their individual needs.

“The idea is to bring the cost of health care to the consumer,” said Aylman, who will not speak to reporters for the time being.

“People have the choice of going to a doctor and paying for that out-door or they can go to a hospital, which is more expensive and takes longer, and it is a lot more expensive than a plan in-person.”

Apparell is one of several companies that are using the technology to help consumers find affordable insurance, according to the AP.

The new product comes as several large health insurance and financial institutions have been hit with lawsuits by consumers, many of whom have complained that their plans were unaffordable.

Last week, the Supreme Court upheld the Obama administration’s decision to let large financial institutions continue to offer insurance on federal exchanges until 2022, the same year as the Supreme court’s decision in the case of Obamacare.